Geddes Capital
✓ Verified by FrankTrade and import finance to help you pay suppliers before your customers pay you.
About Geddes Capital
Geddes Group provides trade finance facilities that bridge the gap between paying your suppliers and receiving payment from your customers. If you import goods or buy stock in bulk, they can fund the purchase order so you do not have to use your own cash. The facility is secured against the goods being purchased.
Is Geddes Capital a fit?
Typically fits
Importers and wholesalers who buy stock in bulk from local or international suppliers. Particularly useful for businesses with large confirmed orders but not enough cash to fund the purchase upfront.
Probably not a fit if
Service businesses or retailers who buy stock in small quantities from local suppliers. The minimum facility size and transaction complexity make this unsuitable for very small purchases. Not a fit for businesses without confirmed buyer demand.
Products
Bridging Finance
Term loanShort-term secured loan to bridge timing gaps — property transfers, deal closings, or cash-flow mismatches.
- Rate
- 1.5 – 3% pm
- Speed
- 1_week
- Amount
- R500k – R15m
- Term
- 3-12 mo
Best for: Short-term property or deal bridging
Business Rescue Finance
Term loanPriority secured lending for businesses in or approaching business rescue. Structured to support turnaround plans.
- Rate
- Case by case
- Speed
- 1_week
- Amount
- R500k – R15m
- Term
- 6-120 mo
Best for: Businesses in financial distress
Crypto-Backed Loan
Term loanSecured lending using cryptocurrency as collateral. Case-by-case basis.
- Rate
- From prime + 2%
- Speed
- 48hrs
- Amount
- R500k – R15m
- Term
- 6-120 mo
Best for: Crypto holders needing liquidity
Invoice Factoring
Invoice financeCash-flow driven factoring against your debtors book. Standalone or as supplement to other Geddes facilities.
- Rate
- 1.5 – 3% pm
- Speed
- 48hrs
- Amount
- R200k – R15m
- Term
- 12-120 mo
Best for: B2B businesses with outstanding invoices
Secured Business Loan
Term loanAsset-backed business loan for SMEs. Flexible security structures, bespoke terms. Strategic capital for growth or turnaround.
- Rate
- From prime + 2%
- Speed
- 1_week
- Amount
- R500k – R15m
- Term
- 6-120 mo
Best for: SMEs with assets and growth potential
Trade Finance
Trade financeSecured trade finance for import/export or domestic supply chain transactions.
- Rate
- 2 – 4% pm
- Speed
- 1_week
- Amount
- R500k – R15m
- Term
- 6-120 mo
Best for: Importers and wholesalers
Funding types Geddes Capital covers
FAQ
Is Geddes Capital a registered credit provider in South Africa?+
Geddes Capital operates in the South African SME lending market. For specific regulatory status (NCR registration, FSP licence), check their website or the regulator's public register.
How fast can Geddes Capital fund a business?+
Decision times depend on the specific product and your documentation. Frank shows typical speed per product — your specific application can go faster or slower based on the docs you have in hand.
What documents does Geddes Capital need?+
Standard SA lender paperwork: last 3-6 months of bank statements, CIPC company documents, director IDs, and — depending on size — latest financials or management accounts. Frank surfaces the exact requirements per product before you apply.
Why apply via Funded by Frank rather than directly?+
Same rates, same application, but Frank walks you through it and compares Geddes Capital to alternatives before you commit. If Geddes Capital isn't the right fit, Frank points you at the better option.
Does Funded by Frank charge me to apply?+
No. Frank is free for businesses. We earn a referral fee from Geddes Capital only if your application lands — that doesn't change the rate or terms you get from them.
Apply to Geddes Capital via Frank — no obligation, no fees.
Answer a few quick questions about your business and Frank will show the funding shapes that typically fit — with the lenders who offer them.
See your funding options